From my perspective, Credit Fresh is a legitimate lender with the backing of CBW Bank. Their privacy policy is quite comprehensive, detailing what information is collected, how it's used, to whom it's shared, and how users can limit information sharing. However, it's worth noting that they do not disclose interest rates and various smaller fees. While feedback is somewhat mixed, the majority of individuals express satisfaction with their ability to establish credit and the overall simplicity of the procedure. So, credit fresh reviews